Car Equity Loan in Canada – Fast Cash with Your Vehicle

Need extra cash but don’t want to sell your car?

What Is a Vehicle Title Loan?

A Car Equity Loan (also called an auto equity loan or car collateral loan) lets you borrow money against the value of your car, truck, or SUV. Instead of depending on credit scores, approval is based on your vehicle’s equity. This makes it one of the fastest ways to get cash in Canada — while keeping your car to drive.

✔ Keep your vehicle during the loan

✔ Flexible repayment terms

✔ Same-day approval process

✔ Available across Canada

Who We Can Help in Today’s Economy

Workers facing layoffs or reduced hours
Families struggling with inflation
Homeowners and renters hit by rising interest rates and housing costs.
People with bad credit who are turned down by banks.
Newcomers to Canada without an established credit history.
Anyone dealing with emergency expenses

How Our Car Equity Loans Work

Apply Online or Call Us

Fill out our quick online application form or call us directly. It only takes a few minutes, and you’ll get a free loan estimate right away.

Quick Approval

We review your details and vehicle information. Since there’s no credit check, approval is based on your car’s value not your credit history. Most applications are approved within 30 minutes.

Sign & Secure Funds

Once approved, you sign a simple agreement. You’ll receive same-day cash through your preferred methoddirect deposit, e-transfer, or cash pickup.

Keep Driving Your Vehicle

Even after you receive the funds, you keep full use of your car. Drive as normal while making easy, flexible payments.

We help everyday Canadians manage today’s financial challenges

Laid off and struggling to cover bills this month? | Is the rising cost of groceries and gas leaving you short on cash? | Feeling the pressure of higher mortgage and rent payments? | Facing surprise expenses while dealing with reduced work hours? | Struggling with higher interest rates and need a lower-cost option than payday loans? | Has inflation made it harder to make ends meet between paydays? | Could your car’s value help offset today’s rising living costs?

Why Choose Our Equity Loans?

We make borrowing simple, transparent, and customer-friendly:

✔ Bad Credit Accepted

✔ Fast Approval

✔ Same-day Cash Loan
✔ Flexible Repayment

✔ Zero Hidden Fees or Penalties
✔ Available Across Canada
✔ Professional team dedicated to helping you succeed financially

Who Can Apply?

Getting approved is simple. You may qualify if:

You own a car, truck, or SUV with a clear title (or significant equity).
You are 18 years of age or older and reside in Canada.
You can provide a valid government-issued ID and proof of vehicle ownership.
Your vehicle is in good working condition and holds resale value.
You can show basic ability to repay the loan through income or savings.

No perfect credit history required